BN Exclusive Select


Select is an Exclusively Yours product.

We are delighted to announce that following a new partnership with Broker Network, we are now providing a Broker Network Exclusive Property Owners offering, creating a mini suite of A-rated products that will help you to stand out from the crowd. Broker Network members have the assurance that these products are only available to Network Members, and are non-mandateable outside of the Network. In addition, they boast their own wordings, keen pricing, and generous commissions.

Select caters for a huge range of property types, and tenancies, both residential and commercial, and is particular competitive on flats and larger commercial risks.

Underwritten by Ageas, this contract has several additional covers not available on other open market products, some of which are exclusive to Property Protector.

Key Features

  • Accidental Damage
  • Subsidence Cover automatically included
  • Loss of rent cover automatically cover up to 30% (even on commercial)
  • £5m Property owners liability cover
  • Lock/Key replacement £5,000 (any one loss)
  • Malicious damage & theft by tenant included.
  • Contract works cover.
  • 90 days unoccupied cover for residential property.
  • Optional Directors and Officers extension.
  • EXCLUSIVE FEATURES outside of open market 
  • 60 days unoccupied on commercial property (usually 30 days)
  • £50,000 Trace and access
  • Illegal cultivation of drugs cover (residential properties)
  • Loss of Rent cover automatically cover up to 30% (even on commercial)
  • £5m Property owners liability cover
  • £2m/20% Capital additions

A copy of our policy summary will be available for download from the Broker Network members hub.

If you have any questions, our underwriting team are here to answer them.


Rob Pountney

Managing Director, Murton Alexander Insurance

"We have used the Property Protector scheme since it first launched in 2002. Being brokers like ourselves, the underwriting team understand the problems we face, and are always sympathetic to our needs. This attitude coupled with their background in Property Management means that they are a valued partner and we would have no hesitation in recommending them to any member who has property owning clients."

Grant Ellis

Property Protector Policyholder

"I have known the team at Property Protector for many years and when my broker recommended them to me as a carrier for my personal property owners business I had no hesitation in accepting. They act with great professionalism and the service standards are first class. As a customer I have no hesitation in recommending the Property Protector product."

Steve Allwright

Director, Firth & Scott Insurance Brokers

"Firth and Scott have been placing both residential and commercial property owners business on the Property Protector Scheme since 2002. During this period we have found the underwriting staff sympathetic and flexible in meeting our clients’ needs. The policy wording in respect of unoccupied premises has proven to be an extremely popular policy benefit with our clients. When called upon, we have found the claims handling service to be proactive, efficient and fair."

Nicolas Martin

Director, Guy Penn & Company

"Since commencing using Property Protector in 2005, we have been very impressed not just with the breadth of cover (which automatically includes Accidental Damage and Terrorism), and competitive pricing but also with the excellent service we receive which results in our obtaining quotations and cover confirmations within 24 hours of request in most cases"